How to read an AML wallet risk score

GZSM groups scores into four ranges: 0-25 low, 26-55 medium, 56-75 high and 76-100 critical. These are screening categories, not percentages predicting whether funds are illicit or whether an exchange will accept a deposit.

The score should be read together with the flags, source-of-funds split, provider mode, and any entity or sanctions matches shown in the result.

A live-mode score is based on an actual response from the relevant chain provider and should be treated as the stronger result. A fallback result is still useful for early warning, but it is less complete and should not be treated as final without further review.

Consider an illustrative report with a score of 16/100 and a low-risk label. First check whether the report uses live data or fallback data. Then review the flags, the wallet address, selected network and report timestamp. The same displayed number does not imply the same depth of evidence in both provider modes.

If a relevant flag is present, investigate that flag rather than relying only on the total score. If data is unavailable, treat it as missing information, not proof that no risk exists. This example explains how to read a report; it is not a result for a real wallet or a recommendation to transfer funds.

Use low-risk results as a green-light indicator for routine review, not as an absolute guarantee. Use medium scores to pause and inspect the transaction context. Use high or critical results as a prompt for deeper analysis, counterpart clarification, or internal escalation.